Pre-Qualification

How To Apply for a Home Loan

Understand the size home loan you can afford before you look for a property.

Pre-Qualify for a home loan before you go out looking

Are you house hunting? Before you put down an offer on a property, make sure you have clarity on the home loan you can afford. Knowing the bond amount you can raise gives you confidence to explore properties and negotiate with the seller. If you've got your heart set on something, at least you'll know whether it's within reach, financially. This is when you need the experts on your side.

Many buyers fall into the trap of purchasing a home without taking transfer costs into account.

Use the Bond 001 bond calculator to work out how much you are able to borrow, and what your transfer fees will be.

This way you can be sure that you are making the best possible purchase decision, by taking all potential costs into account.

As a free service, Bond 001 can help you find out what size home loan qualify for - simply click the following link and an Bond 001 home finance expert will call you back.

And once you have found a property, Bond 001 will get you the best deal on your home loan, quickly. Just ask.

Establishing your Credit
These questions will help you gauge your credit status - an important consideration of the banks, when you apply for a home loan. However, the results from this section are to merely give you an indication of your credit and when you formally apply, your credit status will be verified with the credit bureaus.
Have you ever been declared insolvent or under administration?	Yes No
Are you currently under debt review?	Yes No
Do you have any debt re-arrangements in place?	Yes No
Monthly Cash Flow
Applicant Co-Applicant (if applicable) What is your gross monthly income? R R What is your nett monthly income? R R What is the value of your total monthly expenses? R R Net Surplus Income R R Total combined Net Surplus Income R
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New Home Loan

Basic Personal Details
Title	> Mr Miss Mrs Ms Dr Prof
First Name
Last Name
ID Document Type	ID Book Passport
ID / Passport Number
Occupational Status	Full-time employed (non-professional) Full-time employed (professional) Housewife Part-time employed Pensioner Scholar Self employed (non-professional) Self employed (professional) Student Temporary employed Unemployed
Marital Status	Single Divorced Widowed Married in community of property Married ANC
Bank where current Mortgage is held	Not Selected ABSA First National Nedbank Old Mutual Bank Standard Bank Other
Basic Personal Details
Home Phone Number
Cell Phone Number
Work Phone Number
E-mail Address
Residential Address Line 1
Residential Address Line 2
Residential Suburb
Residential City
Residential Postal Code
Credit History
Have you ever been declared insolvent or under administration?	Yes No
Are you currently under debt review?	Yes No
Do you have any debt re-arrangements in place?	Yes No
In order for Bond 001 to process your loan, we need to conduct a credit check. All your information will be treated a strictly confidential.
Do you agree to Bond 001 conducting a credit check?	Yes No
Monthly Cash Flow
Applicant Co-Applicant (if applicable) What is your gross monthly income? R R What is your nett monthly income? R R What is the value of your total monthly expenses? R R Net Surplus Income R R Total combined Net Surplus Income R
Enter Captcha code

Further Home Loan

By registering a second bond / home loan or taking a further loan over your existing property, you can access funds to be used for renovating or extending your present home. Simply complete and submit the application form below and an experienced Bond 001 Home Finance Expert will contact you to discuss your requirements regarding remortgaging in South Africa.

Basic Personal Details
Title	> Mr Miss Mrs Ms Dr Prof
First Name
Last Name
ID Document Type	ID Book Passport
ID / Passport Number
Occupational Status	Full-time employed (non-professional) Full-time employed (professional) Housewife Part-time employed Pensioner Scholar Self employed (non-professional) Self employed (professional) Student Temporary employed Unemployed
Marital Status	Single Divorced Widowed Married in community of property Married ANC
Bank where current Mortgage is held	Not Selected ABSA First National Nedbank Old Mutual Bank Standard Bank Other
Basic Personal Details
Home Phone Number
Cell Phone Number
Work Phone Number
E-mail Address
Residential Address Line 1
Residential Address Line 2
Residential Suburb
Residential City
Residential Postal Code
Credit History
Have you ever been declared insolvent or under administration?	Yes No
Are you currently under debt review?	Yes No
Do you have any debt re-arrangements in place?	Yes No
In order for Bond 001 to process your loan, we need to conduct a credit check. All your information will be treated a strictly confidential.
Do you agree to Bond 001 conducting a credit check?	Yes No
Monthly Cash Flow
Applicant Co-Applicant (if applicable) What is your gross monthly income? R R What is your nett monthly income? R R What is the value of your total monthly expenses? R R Net Surplus Income R R Total combined Net Surplus Income R
Enter Captcha code